Company review library
Business Loan Company Reviews
Current lender profiles sit beside a clearly marked archive. Historical companies do not keep old amount or approval claims merely because their URLs still exist.
Current desk
Products checked in the 2026 rebuild
Reviews use current company pages and official program information where available.
OnDeck
OnDeck is a direct online business lender with a mature application process. Its term loan is built for a defined expense, while its revolving line suits repeat working-capital draws.
- Published amount
- $5,000 to $400,000
- Best for
- A clear online-lender benchmark
Fundbox
Fundbox focuses on working-capital access through a digital application. It can fit businesses that need a modest revolving facility and have less operating history than many bank applicants.
- Published amount
- Up to $250,000
- Best for
- Younger businesses with recurring needs
Bluevine
Bluevine combines business checking with a revolving line of credit. The credit product is aimed at established US corporations and LLCs with consistent monthly revenue.
- Published amount
- Up to $250,000
- Best for
- Established LLCs and corporations
Biz2Credit
Biz2Credit is a business-finance platform rather than a single-product lender. Applicants may be shown term lending, revenue-based financing, a line of credit or a commercial real-estate route.
- Published amount
- $25,000 to $2 million+
- Best for
- Comparing several funding structures
Fora Financial
Fora Financial offers large short-duration funding amounts with a lower published credit threshold than many online term lenders. It is built for businesses with high revenue rather than thin-file startups.
- Published amount
- Up to $1.5 million
- Best for
- Higher-revenue firms needing speed
National Funding
National Funding provides working-capital and equipment finance to established businesses. Its published revenue threshold makes it a poor fit for very small firms, despite the six-month operating minimum.
- Published amount
- Up to $500,000
- Best for
- Established, high-revenue operations
iBusiness Funding
The old Funding Circle US review now points to iBusiness Funding, which acquired the US business in 2024. Current borrowers should identify the exact iBusiness or partner program rather than relying on old Funding Circle terms.
- Published amount
- Product dependent
- Best for
- Established borrowers entering through partner channels
QuickBridge
QuickBridge offers short-term small-business financing with a short initial document list. The revenue threshold is high, and borrowers should model the frequent payment schedule before accepting.
- Published amount
- Up to $500,000
- Best for
- High-revenue businesses needing a quick decision
Headway Capital
Headway Capital offers one core product: a business line of credit. The published revenue threshold is modest, but draw fees and state-specific structures matter when comparing the cost.
- Published amount
- $5,000 to $100,000
- Best for
- Modest revolving working capital
Lendio
Lendio is a marketplace that sends one application across a network of potential financing providers. It can broaden the search, but every returned offer still needs an individual cost and lender check.
- Published amount
- Varies by participating provider
- Best for
- A broad marketplace search
Credibly
Credibly provides working-capital and sales-based finance directly while also connecting businesses with partner products. Published thresholds vary by structure, which makes a product-level review more useful than one generic score.
- Published amount
- $5,000 to $600,000
- Best for
- Short-cycle funding for established revenue
Rapid Finance
Rapid Finance has a wider product menu than a standard online working-capital lender. Published solutions range from short bridge loans to large invoice-factoring facilities, with the legal and repayment structure changing by product.
- Published amount
- $5,001 to $10 million, by product
- Best for
- Businesses comparing specialist finance structures
Kapitus
Kapitus serves established businesses through business loans, equipment finance and revenue-based products. It also uses a provider network, making lender identity and price format part of the review.
- Published amount
- Up to $5 million
- Best for
- Established firms comparing large financing routes
Forward Financing
Forward Financing is a current revenue-based finance provider. Its state disclosure pages are useful because they show how sales-based offers are presented under newer commercial-finance rules.
- Published amount
- Offer dependent
- Best for
- Revenue-based finance with state disclosures
SmartBiz
SmartBiz combines a bank-originated SBA 7(a) product with access to a broader lender network. SmartBiz Bank publishes unusually clear rate and fee information for its $50,000 to $350,000 SBA route.
- Published amount
- $50,000 to $350,000 for published SmartBiz Bank SBA loans
- Best for
- Established borrowers seeking a smaller SBA loan
National Business Capital
National Business Capital combines a large lender marketplace with branded specialist programs and stated direct funding for selected transactions. Product thresholds vary too widely for one generic eligibility box.
- Published amount
- $25,000 to $15 million+, by program
- Best for
- A hybrid marketplace and specialist product search
Bank of America
Bank of America offers fixed-payment term loans and revolving credit alongside secured and SBA routes. Its published unsecured criteria make it useful for comparing a strong bank file against faster online alternatives.
- Published amount
- From $10,000 for unsecured term loans and lines
- Best for
- Established businesses with strong owner credit
Wells Fargo
Wells Fargo publishes an unsecured BusinessLine from $10,000 to $150,000 and a secured Prime Line from $100,000 to $3 million. The two products should be separated by revenue, collateral and renewal requirements.
- Published amount
- $10,000 to $3 million across two published credit lines
- Best for
- Revolving bank credit from small to commercial scale
Chase
Chase publishes term loans and revolving lines up to $500,000 plus real-estate and SBA lending. Its small-business route combines online product information with branch or banker involvement.
- Published amount
- Up to $500,000 for published small-business term loans and lines
- Best for
- Established firms wanting branch-supported bank lending
U.S. Bank
U.S. Bank offers an unsecured Quick Loan up to $50,000, a secured Quick Loan up to $250,000 and revolving Cash Flow Manager lines. Collateral choice changes both capacity and contract structure.
- Published amount
- Up to $250,000 for published Quick Loan and credit-line routes
- Best for
- Digital bank applications with a secured or unsecured choice
TD Bank
TD Bank publishes conventional loans, lines of credit, commercial mortgages and SBA financing. Its comparison page identifies different amounts, rate types, collateral and amortization for each structure.
- Published amount
- $10,000 to $1 million for published loans; $25,000 to $500,000 for lines
- Best for
- East Coast bank borrowers comparing conventional and SBA routes
Preserved archive
Historical review URLs
These pages explain their archival status and point readers toward current checks.